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Small business owner tying an apron in her kitchen

Working capital for Canadian businesses

You submit just one application. Our team reads what you sent, and we go out to our lenders ourselves.

Funding
$5,000 to $2,000,000
Term
6 to 72 months
Timing
A decision in one business day
Credit
Applying doesn't affect your credit

A hard credit pull happens only after you accept an offer.

Apply for funding

Start by creating your account.

A marketplace hands your file to a list and leaves you to sort the replies. We read your file, then we go out to our lending partners ourselves and bring back the offer that fits your business.

  1. You send one application.
  2. Our team reads the file.
  3. We take it to our lending partners.
  4. The money arrives in your account.

How it works

You can see where the file stands at every step, from the first day to the money landing.

  1. Where's your business registered?

    Canada

    1. Tell us about your business

    Where you are based, what you bring in, how long you have been going.

  2. Your file

    Bank statementsadded
    Certificate of incorporationadded
    Photo IDverified

    Read-only. Statements can't be used to move money.

    2. Connect your statements

    Your banking, your incorporation, a photo of your ID. That is the whole file.

  3. 3. Choose how you pay it back

    The offer comes back with a plan on it, and you pick the one you want to live with.

Apply for funding

Start by creating your account.

You know the total you'll repay before you decide

The offer is two numbers: what you receive, and what you pay back altogether. The lender pays us. You don't.

Shop owner reviewing figures on a tablet in her store

Your quote

Shown in the offer, before you sign.

Questions

No. We connect your business with Canadian lenders. The lender provides the funds and makes the decision.

Still deciding? Write to us. No application required.

Apply for working capital

Start by creating your account.