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Financing, four ways.

Four kinds of financing, arranged through the lenders we work with every day. One application reaches all of them, and we come back with whichever one fits.

Who we are
Canadian owned and operated
Our fee
The lender pays us
The offer
Quoted in dollars

How it works

The same five steps whichever of the four you end up with.

  1. Where's your business registered?

    Canada

    1. Tell us about your business

    Where you are based, what you bring in, how long you have been going.

  2. Your file

    Bank statementsadded
    Certificate of incorporationadded
    Photo IDverified

    Read-only. Statements can't be used to move money.

    2. Connect your statements

    Your banking, your incorporation, a photo of your ID. That is the whole file.

  3. 3. Choose how you pay it back

    The offer comes back with a plan on it, and you pick the one you want to live with.

One application. Both screens.

Start it on a laptop, finish it on the train. It is the same file either way, saved as you type, and it reopens wherever you left off.

The funding step of a Spark application in a browser: an amount of $120,000 and a one-line note about what it is for.
An approved application in the Spark iPhone app, showing the approved amount and a tracker.

Spark for iPhone. Same account, same application.